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Direct PLUS Loans are loans for parents of dependent undergraduate students and for graduate/professional students.

Direct PLUS Loans help pay for educational expenses up to the cost of attendance minus all other financial assistance. To qualify for a Direct PLUS Loan, you must be: If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Application, some of this information may be populated for you.

You should review all populated information carefully for accuracy.

A Direct PLUS Loan borrower with an adverse credit history may still receive a Direct PLUS Loan if he/she obtains an endorser who does not have an adverse credit history and the borrower completes PLUS Credit Counseling.

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You must have an FSA IDto access all services offered by this Web site. The FSA IDalso allows you to sign your If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

Charged Off Account:  Any account (open or closed) that has been charged off (written off) during the two years preceding the date of the credit report with a balance greater than zero.

Collection Account:  Any account (open or closed) that has been placed in collection during the two years preceding the date of the credit report with a balance greater than zero.

You should review all populated information carefully for accuracy..Download an accessible PDF version of the Master Promissory Note (MPN) for Direct Subsidized/Unsubsidized Loans.Download an accessible PDF version of the Direct PLUS Loan Master Promissory Note (MPN).The FSA IDserves as your identifier to let you access your personal information in various U. If you complete entrance counseling to borrow a loan as an , the entrance counseling fulfills counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.Your school may have alternate entrance counseling requirements.

You have one or more of the debts listed above with a combined total outstanding balance greater than or equal to $2,085.

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