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Also, Section 1307(b) gives the debtor the absolute right to dismiss his Chapter 13 case.

After the Chapter 11 plan has been confirmed the debtor is no longer a debtor in possession and cannot convert the case into a Chapter 7.

The creditor bears the burden of showing conversion to Chapter 11 will benefit all of the parties in interest and the decision on whether to convert is left to the sound discretion of the trial court.

Conversion is contingent on the eligibility of the debtor to be a proper debtor under the new chapter.

WARNING: It is very dangerous to consolidate federal loans into a private consolidation loan.

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