Consolidating graduate student loans
Consider refinancing if you have: Refinancing federal loans into a private loan means losing consumer protections specific to federal loans.
We believe everyone should be able to make financial decisions with confidence. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. We're on your side, even if it means we don't make a cent.But unlike the federal government, they can consolidate both federal and private loans.The goal with this process is not only to get the ease of a single payment, but to receive a lower interest rate based on your financial history.Like the federal government, private companies offer the option to consolidate multiple student loans into one.If you’re feeling overwhelmed by your student loans, you can take comfort in the fact that you’re not alone: Over 44 million Americans have student loan debt today.Sometimes it might even cause you to miss payments.